Yake your pick Yankees. You can't have it both ways. The Insurance companies will pay more for storm damage than Hurricane damage in most cases. The FED will provide more relief if it is designated a Hurricane (74mph and above). You can bet that once the money is paid for a "bad storm" to those afflicted, the conclusion will finally be drawn that it was a Hurricane, and then taxpayer money will flow. Double dipping in my book. By the way, if you don't have insurance, shame on you.