"I am expecting the secgtor to drop another 5% from here or about $2 farther before finding a base...."
Agree caution is wise. However, a $2 drop is, in fact, covered by a $3 dividend. and, as you know, a lot can be done with the volatility around ex-dividend each quarter. We are more likely to gain in share price heading for the end of April. Good chance of a drop in May following ex-dividend. Those of us who bought in around $35 (or lower) have a much higher yield than the 6.5% you state from the $3.04 annual payout that Yahoo calculates for the year.