Be glad to!! Hcbk tells its customers how much trust is invlved in how HCBK does business while their competitors pay three and 4 percent on the checking accounts while Hcbk pays a measly .85 percent!!!!!!!!!!! SO MUCH FOR TRUST AND WHILE HCBK IS MOVING UP can we really trust this type of price action especially in the month of september the worst month historically!! Hcbk cannot tolerate criticism and for GOOD REASON!!