Truly, thou art stupid. What are you going to do, buy a savings bond? Stock goes on sale several times a year, pays around 16% interest annually, pays every month like clockwork. WTF else do you want in a stock? It's a traders dream but a income investor cash cow. Where are you going to get 4-5% trading gains several times a year AND a 16% annual yield? People are even stupider than I thought.