From todays Motley Fool : "There's no shortage of high-quality mortgage REITs with dividend prospects like Annaly's. American Capital Agency (NASDAQ: AGNC ) and ARMOUR Residential REIT (NYSE: ARR ) made it through the 2008 crisis alive, and both stocks sport 15% yields and 4-star CAPS ratings (out of 5) right now." Motley Fool has too many writers with differing opinions. However, if the solid REITS such as AGNC and ARR made it through the 2008 debacle, my Bet is that they'll make it through the 2012 Fiscal Cliff. Keep thinking Long Term.