Ok, here's the skinny on a home: It is shelter. Buy a house for shelter and forget about it as an investment. People have been brainwashed into believing their shelter is suppose to be some kind of an investment. If your shelter increases in value, great. If it doesn't, then you weren't sleeping in the park every nite. Mother of Zeus, what can you buy and it not depreciate? How about a vehicle, should we all trash our cars because it is worth less than what we paid for it? All food we buy turns to shit soon after we eat it, we won't get that money back. Who has bought a TV from walmart and turned around and sold it for a profit? Idiots are under water on their house because they overbought and didn't put any money down and now their cooter hurts because they can't flip it for 100k profit like they expected.