A circus had arrived in a small town, and one morning one of the elephants managed to escape. The fugitive pachyderm made its way to the backyard garden of an elderly (and very near-sighted) woman, where it began hungrily uprooting her cabbages with its trunk and eating them. Alarmed by the apparition in her garden, the woman called the police, saying, “Sheriff, there’s a big cow in my garden pulling up my cabbages with its tail!” “What’s the cow doing with them?” he asked, to which the woman replied, “You wouldn’t believe me if I told you!”
So Tex, here's the deal. You need to stick to what you know not speculate like the above lady on what she "thinks" is occurring. HLF wins because it helps other people win in life with a great low cost opportunity.