Any member without a "full payment option" is an idiot. If your house is destroyed usaa gives you
little or nothing up front--- you fight for little handouts over time. Insist on this--- I did, I switched
and saved over 2k and got a better policy and better company.
Go through your credit union, they will shop for the best and cheapest-- USAA is a monopoly with
no competition. They aren't authorized by the military or govt. in any way--- as they pretend in their
ads. Service is rotten and the Generals at the top are arrogant and treat other ranks like dirt............
like they are still in the military. USAA is a bunch of sadists running an insurance co. for a bunch
of masochists (members that want the shaft).