I would not short this Bank! 47m branch is ok size branch. We are not running the bank and don't understand everything involved. I will say that most new branches/new buildings of other bank's tend to be to big. Branch banking no longer requires the same foot print it once did. If anyone has ever been to the East Liberty Branch of Citizens Bank (formerly Mellon) it has places for 23 tellers. The only have about 5 stations wired and when I've been in the branch in the past there is usually only one or two stations open.