I bought NFI when it was in its 30's. As it became clear the inverted curve was here for awhile, it also became obvious that it was just a matter of time unless the curve situation reversed that this crash was going to happen. I sold in the mid 20's and took a loss like a big boy should...with minimum of whining.
Now that NFI is not going to be paying dividends almost surely for a minimum of 4 to 5 years if at all, this stock is in the land of wild hope. I am glad I sucked it up an took my loss a lot earlier in this game--time for anyone with any sense to take what they can get and reinvest it because this one is through paying a dividend and recovery is unlikely. All imho.