This fund is a non diversified fund comprised of precious metals mining companies. USAA warns that it is a highly speculative volatile fund. Given those parameters, it cannot guarantee non stop continuous growth through all market conditions. Do your homework and use it appropriately. IT IS NOT DESIGNED FOR DAY TRADING. If you bail now you may just be selling low to watch it rally to a high as it seems we may very well be heading into a recessionary, inflationary period where gold will see unprecedented value growth. If this were easy , everyone could do it. If you want predictable low volatility, this aint the right place to be and it should never be the majority of your portfolio.