Compare to V. V was in the low 80 range in 2011. It now is 179. 50 x PE. We are around 9 on forward PE We have a higher cash balance on the balance sheet and superior cash flow to V. Growing about the same and we are still repairing the business here. I am not saying COF today is better than V. I am saying that V is not worth a PE valuation that is 5 times better based on the financials. Do your own DD and you decide. I did in the low 40 range and I am still buying option positions .