Moved 5k into a ROTH last week, and will add another 5.5k after 1st of the year.
Have 45k+ in taxable investment income for 2012. As much as I like investment income, I dislike giving the government my money to waste. I'd rather waste my own money.
Could only move 5k over to a ROTH in my brokerage account, but can do more after the 1st. Could not get a lot with just 5k. Only bought 3 stocks, CCCL with a 9% dividend, and growth potential, and TWO with a 13% dividend rate being a REIT.
Also bought back some shares of CISG. Had CISG last month, bought 1k shares at $7.00, and sold at $8.16, but just bought back shares in the ROTH at $6.34, with hopes they will pop back up to $8.16 again soon.
After the 1st of the year, I will put in the 2013 max 5500.00 right away, and buy 3 more stocks to hold long term, and hopefully have growth/dividend potential.
I already have my 3 stocks in mind to buy after the 1st. Can only put in $1500 - $2000 in each one, but if I move another 5k every year from my current brokerage to the ROTH brokerage, it should add up after a while, and being tax free, is always a good thing.