If you have a life insurance policy with met and you should die and become a zombie, is met obligated to pay your family the insurance amount to your family. I think this should be brought up at the next shareholders meeting. There should be a zombie clause in each life insurance policy. Is there a difference being between dead or living dead. For example, Keith Richards of the Rolling Stones has been amoungst the living dead for many years. Is his family allowed to collect on his life insurance policy???????????