I may be on the wrong board. But what insurance company couldn't see this coming.
For 30 years no fire. Brush is dry and a tinder box. So what can you expect? A hell of a fire, that's what.
Any and all insurance companies should have seen this coming.
Hurricanes you bet! Build on the coast and your toast.
So the bottom line is who should pay? Insurance yes, for their stupid investments. Taxpayers NO.
They need to raise their rates sky high to those who are at risk and prevent the stock holders and tax payers from losing their shirts for those who put themselves in harms way.