Steady earnings and a 5% plus payout. It will be some time before interest rates increase enough to compete with 5%. In the meantime there can be one or two more rate increases to help with earnings. - Get paid while you wait. - Limited downside IMO. Good place for a "steady component" of your portfolio - Not huge up[side but it might be possible to play the waves between 16-19 over time adding more when low (like now) and selling some at the higher end of the range.