If Schwab is in such a horrible downfall, just leave. Or would you rather to continue going through life as a whiner and a crybaby...or is is\t just that you have nothing better to do with your miserable life than post BS stories about how bad Schwab is while claiming to be a customer of theirs. Yea right eh.
Why do you continue to make up such lies? You don't have a Schwab account. You hate Schwab. We get it, just don't be such a cry baby loser short that you need to make up such nonsense on a daily basis.