Me too, me too. Here's my fantasy: let pmmjll's scenario come true over the next year, and let ITIC's earnings go to zero as a consequence. I picture panicky shareholders (several dozen would constitute a massive stampede in this stock) unloading the 'dead' stock for whatever they can get -- $30, $20, $10 per share. I see headlines in the IBD: "Title Insurance Industry -- No Future?" Buying ITIC at $10 would be the last actual investment decision I'd ever have to make.