ITIC runs quite far behind their primary competitors in size and revenues- Old Republic (ORI), First American (FAF), Chicago Title (CTZ), Stewart (STC), Fidelity (FNF) and LandAmerica (LFG.) To paraphrase a recent movie advertisement, in this industry size matters. ITIC is strong in North Carolina and has shown a nice rate of growth over the past few years. Being small and nimble does have its advantages when you are fighting the gorillas mentioned above. On the downside, you don't have the depth of assets for protection against possible claims.