but when I read these messages about buying and selling 100 shares, and making $150 (before taxes and commissions), I just can't help myself. . .my next door neighbor is retired, and has nothing to do, so he day-trades. . .he paid over $10,000 in commissions last year, and was hit with 28% short-term tax gains. . .he was in the hole over $5000. . .all year he was telling me how much money he made!. I told him that I still had my original 100 shares of Chevron that my Grandfather gave me in 1970. . .of course 4 splits later, and dividend re-investment means I retire by 50. . .take a look at CVX's maximum chart on Yahoo!. . .buy and hold - but don't buy and forget is my motto.