I have lost over 100K in value in the past few weeks, but I don't give a damn, because my dividends keep me warm (literally with high energy prices). . .my oil trusts have tanked (despite the fact of 15-20% dividends), my tanker stocks have tanked (no pun intended) despite 15-30% dividends (check out FRO), and most of my REITS have tanked (because 10 year t-bill is near 4.5%). . .but I have been in the market since 1976, and have seen it all. If you are an investor (with a time frame of 5 -10 years or more). . .just go on vacation, and come back in a few months. By 2006 we will be in a recession, and interest rates will come back down anyway.