that is how I make money. . .I have been buying quality companies on Friday and today at bargain prices. . .when oil goes down, profit margins go up. . .because the price of raw materials drops. . .but. . .retail prices were already increased. . .ditto for utilities, etc. When the banking crisis is ended (could take 6 months) these stocks will shine. . .in the meantime, I just sit back and collect 11% dividends, and book my MUCH CHEAPER holiday to Maui (by the way, Maui hotels are all having 50% off deals). . .and some airlines are quietly dropping extra charges. . .