I guess what I can't figure out is why BB&T actually has stockholders (although I have a few shares)? Does JA think that stockholders are happy with the stagnant nature of their stock? Dividend is o.k. but not great. Fact is that a person could receive a better return on local short term bonds and without the tax consequence. So far as the way BB&T treats employees of their "conquests", I just bet that somebody has a video copy of the speech JA gave at FVB headquarters when the merger was announced. I think it would be interesting to view the video now and compare JA's statements to the actual events of the past 3 years. I'll just bet someone has a copy.