It does not matter where your exposure is geographically if you made a conservative loan. That means that BBT is still a BUY! It is just too bad GS can put out this BS when they are shorting BBT. BBT should come out this afternoon with a downgrade on GS. However they are too honest. It does not matter in the long haul if you do not sell BBT. There will be earnings and then the truth will be rewared.