Thanks for the clarify. I used the wrong share-count which will also change the PPTI/share figures I commented on upthread.
On rf and snv I still like them though I sold RF a while back and started re-buying last week. They aren't great but I think they are cheap and someone will want the deposit base eventually. But you probably get better return with Bac and C which I also was buying/adding last week and you commented on. I haven't looked at ffch. My thinking is that with such large banks so cheap its not worth moving into the smaller players.