Believe it's all technicals. Dow goes up, BB&T goes up. I'm glad to be back in. Schwab pays me .35% for my cash and taxed at 28%. BB&T is a little better than 3% and taxed at 15% (for now). Believe things are a little better in my area. No building but foreclosures are down. Also believe that BB&T has a big percentage of its cash in fed funds. Small return but safe. Makes me sleep good. Good luck to everyone.