Most IRA's are self-directed-but many don't realize this. It's YOUR IRA for crying out loud. Now, if you're talking a rollover of other retirement monies,then maybe YOU haven't had any sayso in how the money was invested and now have the opportuity to do so. In either event talk to the investment people at BB&T if you wish or go see a broker at a Scott & Stringfellow office.Tell the manager what you want to do, ask him to assign someone to help you achieve your goals (or figure them out if you're not surewhat you want them to be).Keep several things in mind--it's YOUR money-you can do what you want with it (SELF-directed,remember?),also goals change over the years,so review your investment(s) periodically. Good luck.