First of all, if you listen to anything Cramer says, you're an idiot. That guy flip flops about stocks more than all the people currently wearing them in California. BOKF has $27/share in cash and an expected 5-year PEG ratio of 1.58. FSNM, the only other local competition in New Mexico for one of their subsidiaries, Bank of Albuquerque, is trading at $ 0.49/share and will likely go under by the end of the year. Cramer is a shyster, a con-man, a stock pumper who makes money for his hedge-fund buddies.