Thanks so much for the information and the excellent education and reminding for most of the longs on this board. I sincerely believes some of the longs on this board are paid by the banks and the analysts to pump cat so they can get to sell high meanwhile to lure many more ignorant bag holders while they sell. I only hope any smart investors in CAT be aware of the risk of CAT's business down the road and to the next year. The housing sector slow down and the piling up credit debt in U.S. right now is only the beginning. Consider the warning right now as a early Christmas present for we are going to see more job losses, slower housing business, higher credit debt and higher fuel price as we get into Q4 and into 2008, 2009 and 2010. Cash is King. Protect your cash liquidity and your asset as the prime goal in the next few years. I expect more layoff from U.S. corporates for more downsizing as we move closer to November and December. Don't risk your money in the financial sector and in the stock market. You ain't see anything yet.