Ok, no low class language to prove my point either. How about some good 'ol fashion debate. Why dont you give some evidence to your claim of MA heading lower. Its the chart? OK. I could give no less than 20 names that were lower heading to earnings & reversed and climber big after earnings. Conversely, there are another 20 names that were higher into earnings and tanked afterwards. Why dont you tell us about the extensive research you have done on Ma transaction volunme, or new cards issued, or how bout Latin America or Asia, how they holding up? Much like I told return_shipper, come back in the morning and tell us all how right you were. I doubt highly any of you trash talkers will have time to pull the ice bag off your backside in order to post any messages. good luck....no really, GOOD LUCK.