I like WFC with normal position with dividend but I am overweighing with C, BAC and JPM for greater rebound. The risk/reward ratio is higher cause these banks are well undervalued , all below book value with hugh earning power. Their reserve will come down. Just to reclaim the tax credit for the losses in bad time will translate into higher income for many years to come., It translates into out perform market return. In any case, around10 times P/E for the other global banks with moot are unbelievable cheap. Retail investor is still fearful of the big banks, still have lots of room to grow earning. I will further increase my position whenever I can.