My elderly parents have several mature annuities. Two are IRA annuities, one with Athene and one with Am. Equity. Athene does a very easy transfer to my father's Fidelity IRA. Athene's forms are on their website. Am. Equity will not even mail the form until several letters are exchanged between my father, Fidelity and Am. Equity - then they will send the form that should be on their website. Easy to give them your money - almost impossible to get it back!