You must not be speaking of the John Allison I worked with for 33 years. The John Allison I worked with was anything but incompetent. He and team members like Henry Williamson, Scott Reed and Ken Chalk were responsible for growing BB&T from a $300 million eastern NC agricultural bank into a super regional financial powerhouse. John Allison was one of the most innovative leaders in banking. He created the model for converting mutual S&L's so that they could be acquired and acquire he did. I clearly remember during my time at BB&T Allison established BB&T as the acquirer of preference for literally dozens of S&L's. He incorporated some of the basic principals of classical philosophy into very practical and meaningful business application for molding core values and beliefs. So you're disappointed with BB&T's stock values? I wish it could have steadily appreciated as well (as I own their stock) but looking over the past 7-8 years with rates dropping dramatically coupled with added regulatory compliance expense and maintaining a proper level of investment in technology, it's been a rather heavy lift to grow earnings/EPS. Add to that the Fed's mandatory reduction in dividends and you have the basis for stagnant stock value appreciation. But if we're comparing to other financial stocks, how's that BOA stock working out for you? I suspect you have some other motive for attacking John's character, why don't you just be honest about it since you can do it anonymously? In my opinion John Allison is not incompetent in any respect rather he is one of the most intelligent individuals I have known and even among his enemies I suspect they would acknowledge that fact.