$7.00? I wish but its not going to happen. This trades in lock step with other banks ie JPM. Div is nice, if they cut the dividend the stock tanks. Its status quo for them now, make sure they get paid is the goal. They went into Florida at the stock market high and then the crash. Cush is gone, we'll see what the new guy does, but don't expect anything revolutionary. The executive salary vote was eye opening and they are trying to pay themselves generously for being a regional small bank. Options would be a better idea at a much higher strike price. Someone is paying attention.