Like the signs posted in the national parks, my comment was intend to encourage you to limit your replies to relevant messages. If you spent any time on this board you'd know not to engage some participants because all you'll get is some homophobic rant. BTW, I seriously doubt anybody follows the financial advice offered on a Yahoo message board. That'd be similar to getting medical advice from Readers Digest. Don't worry about me, I have my headed solidly attached to my neck.