let me add to the "bad name" which really originated by, the purchase of merry little Lynch, pressured by hanky panky of the Treasury dept. ( bank Of America a true main street bank) took the fall
for Countrywide which the CEO "Gorzillo" raped it the B/A shareholders foot the bill for others than B/a own mistakes...
I have been a B/A customer since 1965 also banked with Citi bank I like the fact that both banks have a
wide area of coverage...but Citi bank has put me in a bad position over a home loan...they preapproved
a loan then after my appraisal (which I paid) they declined..The loan was for 100k on a free and clear 800k property it took them 3 months of my time and endless documents to loan processor w/o names..