Deutsche Bank this year has dropped from $35 to $12.55 as of today and plenty of folks say it HAS NOT FOUND a bottom. It has been called the worst stock in the world to buy, so it is understandable that people on that payroll are going through miserable times and need company so they are making absurd ratings calls. Perhaps the decline recently will open up a buying opportunity for smart investors. Is Deutsche the next Lehman Brothers? I don't know but when shares are falling faster than a cement cloud, look out below. Make sure you're not standing under the cloud.