I am in at 3.96 yesterday. SAN has always been loved by me.. It never did perform well due to global variables. They had been so quiet for the past 2 years.. Hitting these multi year low levels and still maintain profitability.. Is it really that bad? Maybe I notice SAN isn't really about EU, UK etc most of the time.. It is more about Brazil's economy... I may be wrong, US market is at all time high.. can go down the cliff at any moment.. Lots of hidden threats. GL to all.