Finally, facts on this board. This is a finance company using merchandise they buy to get loans at high margins. This business model only works selling to sub-prime customers. Smart buyers do not fall for the tricks they use to get loans booked. This is a bad business and the market knows it.
Great summary - most on this board still believe this co. Makes money - I now believe the shorts will start covering and buyers will disappear leaving a broken business model still adding new stores to build more bad debts - stay away unless you can trade it over short moves, otherwise you will lose holding this bad business - some still only look at the revenue thinking they are making money. StAY AWAY.