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American International Group, Inc. Message Board

boar292hog 25 posts  |  Last Activity: Feb 27, 2015 12:21 AM Member since: Mar 24, 2005
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  • Reply to

    UPS = Newest UNION VICTIM......

    by boar292hog Feb 3, 2015 10:16 AM
    boar292hog boar292hog Feb 27, 2015 12:21 AM Flag

    Don't own any UPS ...(or any sector players) ....never have...never will, too key nonstandard variables like oh, unpredictable FUEL and LABOR costs etc. make it easy to look elsewhere.

  • boar292hog by boar292hog Feb 18, 2015 10:35 AM Flag

    cable is dead..................

  • When cable was the new kid on the block DECADES ago, it could do no wrong. People complained about not yet having cable and this mile after mile of cable erected nationwide.

    Today the chemistry has changed. Cost to the consumer do nothing but go up. Cable adds a few consumer sales channels, maybe a new church channel and says hey look, we're going you more now!

    Here comes the rub, the consumer knows what he/she wants and what is not wanted. In fact cable channels have loaded up SO MUCH FILLER that the consumer is actually angry enough now to cut or shave the cord if you will. I mean why are the costs up so high when the average consumer will probably say there are really only about 40 channels they want to watch and can live without the rest.

    So now we see the mobile wave taking shape where the Charter's of the world say hey, now you can take it with you! Gee......so I can watch at work and get fired? So I can watch it while waiting at the DRs office for my turn? ONCE or twice per year? Or so I can go to a football game...and watch yet another game on mobile? I mean gee, thats great....it helps folks NOT ENJOY THE MOMENT or the company they are with but instead, to follow their bet! LOL!

    I think the consumer has made the message loud and clear, thus the birth of cables competition like NFLX, Sling Tv, Amazon's prgram....I mean the lineup roster is getting longer everyday!

    The net effect is that pirces, will indeede come down because with choice, competion forces change!

    Cable though once LOVED by the consumer has built a confrontational relationship with it's own customer base and has been able to do so because for over 30 years now, it has been a protected species with little to no competition.

    Cable keeps adding meaningless fluff to its channel lineup saying YOUR WELCOME and the customer is saying see ya! Oh well !!!!

  • Reply to

    UPS = Newest UNION VICTIM......

    by boar292hog Feb 3, 2015 10:16 AM
    boar292hog boar292hog Feb 11, 2015 3:22 PM Flag

    Diesel I hear what yer saying..and that's also kind of my point, the fat cats at the top of the union get paid whether labor does or not. So in the end, what good is a union when it comes to those front line working folks?

    I have seen it happen time and time again because leadership has NO IDEA how to co-exist regarding the financial operation of whatever business/industry/corporation they have wedged themselves into and if Detroit doesn;t spell that out for you and others, than nothing will.

    Union costs PREVENTED the auto industry from keeping up with the competition. IE, Auto majors in detroit had to compute labor costs/benefits which always increased...and lock in contracts for something as simple as a fricking turn signal arm on your steering column!

    This actually happened! BMW and Mercedes had multi-function on their turn signal arm for ALMOST two decades before the US auto industry! IE turn signal, brights, window washer etc. This technology was adopted by BMW/Mercedes in the early 1970's and didn't appear in US auto's until IN ONLY SOME CASESthe late 1970's and 1980's.

    Something so SIMPLE and it illustrates the IMPACT opf having a growing financial burdeb from UNION BOSS IDIOTS who can;t even balance their own personal checkbook and as I have stated many times over and again, their Daughter's still got to go to college. Labor itself couldn;t afford to even pay their mortgages and LOST EVERYTHING...and forget about sending little Susan to college if your were frontline labor in the auto industry when it finally died.

    Stop giving Union leadership a pass on this because they are a group of self serving thugs.

  • boar292hog by boar292hog Feb 11, 2015 9:37 AM Flag

    Assume the position!

  • Reply to

    UPS = Newest UNION VICTIM......

    by boar292hog Feb 3, 2015 10:16 AM
    boar292hog boar292hog Feb 7, 2015 9:49 AM Flag

    Losing money trumps ROI...............

  • UPS shows ONCE AGAIN, much like Detroit did years ago...like the textile industry did decades ago...and like everyother cost laden industry with union labor.

    The problem is education. Simply put, union leadership does not know how to balance a checkbook. Worse yet, they could care less if their added cost to operate cast upon the host or company drives it into the ground.

    Who won in Detroit? Union bosses, their Daughter's still got to go to college, they didn;t have to sell their Lake Michigan beach house but poor labor types, they lost EVERYTHING. Even white collar types lost their jobs.

    Now once again, we see the fault line created by having an intermediary chain of command, that being the Unions, and the poor labor type voting for more and more benefits only to end up in the monetary dumpster in the end.

    Shame on UNIONS who seem best at representing themselves at the leadership level but as for everyone else, they LOSE......every single time....and history validates as much.

  • boar292hog by boar292hog Feb 1, 2015 10:56 AM Flag

    One of the most CRUEL ends to a loved ones life, for Family, is alzheimers. I hope and pray that BIIB is on the right path to finding a cure or perhaps a means of reducing or slowing the effects of this identity erasing disease that is the saddest thing I have ever wittnessed.

    GO BIIB !!!!!!!! KICK BUTT on this thing called alzheimers!

  • boar292hog boar292hog Jan 29, 2015 4:16 PM Flag

    Most folk know little about CHINA. Other than the politics of China.....I do know one thing, CHINESE NEW YEARS is THEE HOLIDAY of the YEAR in China and it lurks around the corner in Mid -Feb.!

    Could be a near term catalyst...who knows? i sure don't!

  • boar292hog by boar292hog Jan 29, 2015 10:47 AM Flag

    is about two weeks away.............hmmmmm.........isn't the New Year the biggest celebration in China? Does any business get conducted leading up to and thru this Holiday? Just wondering...........?

  • Wahtsapp now has 700 million+ users (and growing) who each ay a annual subscription fee of a dollar.....this is of course at some point, a bigger revenue maker. But setting that aside, Instagram is breaking the sound barrier at warp speed as I understand it and it seems OOPS, monetization has alot of room to grow.

    Back to FB....roughly 25% of the world is using it....as was stated on yahoo finance article....and monetization of FB is an ongoing/evolving process.

    AAPL blew expectations out of the water, well above and beyond ANALyst expectations.....which might also mean a few more FB users might have been gained....hmmmmmmm....gee I wonder....!? Oh and no currency slam on AAPL........................hmmmmmmmmmm..............oh and sporting events, the holidays, National Weather Reports crying wolf over polar dips in recent months........... .

    I suppose what I am getting at is that the stock price seems to be held in check as though someone thinks earnings and forecast will be lackluster. But I have to say, the NAYSAYERS have not been correct YET! Um I think naysayers have somehow chosen to ignore the fact that FB is in GROWTH MODE and will likely remain there for some time to come...since it is afterall, the pioneer cutting the path that others are FORCED to follow! All IMHO...............

  • boar292hog boar292hog Jan 21, 2015 4:12 PM Flag

    Agree...regardless of where oil goes looking forward, NG is the future. SW Gas was bought out, that leaves CHK is the next biggest independent player. IMHO.....cleaning up the balance sheet serves shareholders well going forward regardless of whether or not CHK is bought out.

  • Reply to

    Blodgett asks "..but what's next"?

    by boar292hog Jan 10, 2015 7:00 PM
    boar292hog boar292hog Jan 10, 2015 8:41 PM Flag

    You mean the OIL drop isn't due to over production and reduced demand? We see growing conversion from heating oil / electric (residential) and coal (power stations) to NGas which is an accelerating dynamic . Increasing fleet of EVs, growing conversion from gas to NGas amongst many municipal and commercial fleets as well as the Transpo/industry have anything to do with the drop in oil demand?

    OIL was artifically HIGH due to the likes of the Oil Cartel in the M.East and RUSSIA , Venez. and other ENEMIES of the US!? The Cartel is GONE, the tide has turned, they will NEVER dicate oil prices again, EVER.

    Having said that, there is another new dynamic, it started yesterday in France, the outrage of this Islamowhacko attack has traction and I believe it is the start of rebuilding relations between current enemies. You see Russia and China have this Islamowhacko problem as does the rest of the world frankly. Ironic that the wave if Islamic Terror could unite a divided world toward a common enemy/goal !!! With this will come certain economic cooperation addressing debt and other monetary issues. Of course demand for energy will also go up.

    I don't expect the above hypoethesis to happen overnight but in the meantime, I don't see markets adding to the problem not with the acceleration of innovation in so many areas including tech, communications, entertainment (AAPL TV) war against CABLE, commerce ( IE AAPL pay), BIO.....etc., to name a few.

    When OIL prices go DOWN, consumption goes up. Consumption of EVERYTHING due to greater disposable income. Employment is increasing, prices that have gone up so dramatically due to higher oil prices will begin to settle and likely come down. Produce/Agri./livestock feed...etc., etc. Everything that relies on ENERGY in any way, will come down in cost. Lower prices are here to stay short of manipulation. AND If I am wrong and prices go up....well then, we're both wrong! Sorry to bable...too much caffeine! LOL!

  • He was positive on the apps announcement recently but asked whats next with aapl which is the same question doubters have been asking for the last 24 months.

    Wearables are on the way, AAPL Tv is likely to make more inroads, and improved current tech. Perhaps too, a meaningful purchase?

    I have no clue and I'm confident that Blodgett doesn't either.

    One thing is certain, APPL has once again, made investors alot of money over the last 24 months while these boobirds have been ehausting the same doubt! Oh well, time will tell !

  • boar292hog by boar292hog Jan 10, 2015 12:11 PM Flag

    This Bank/Leadership cadre has it's "S" together IMHO. Nothing more need be said.

    However, anyone who has questions can look at the track record since inception and taking into account the many smaller banks that failed into and through the recession, I view this BANK is much more than a survivor!

    HFWAs footprint has grown and it seems where value and opportunity are found, will continue to do so!

    Move over Nationals and Regionals, and new player is making it's mark!

    All IMHO of course!

  • boar292hog by boar292hog Jan 8, 2015 1:59 PM Flag

    Thanks for the small profit, moving onto a smaller bank and will let them finance my Grandkids College fund.................BAC = lackluster.......after having someone reminded me of the float.....at BAC....I withdraw my strongbuy and move to another smaller.....bank .....later Mr Moynihan.....good luck.

  • Funny, when you see a picture of a Big Mac for instance, it looks alot more appetizing than the hockey puck bun and burger you get at the store!

    I once asked a McDonald's employee why the bun had changed and he said it hadn't. well Oakbrook, fly on out to Reno, NV and go to one of your drive-thru's here in Reno. First, order 3 different meals, go with different sizes, and make sure to check your order AFTER you leave, as though you are a customer driving the meal home to your Family.

    Don;t be surprised if your order is either incomplete or altogether wrong! Second, please note the picture of the burgers on the menu board at the drive thru, in fact, take out your smartphone a take a pic or two.

    Now when you get home, it's as though a bit of magic has occured, the buns are smaller and thicker. resembling a bread bun version of a hockey puck OH and don;t miss the GRAY colored beef you have paid to eat.

    Or....maybe this is just my observation.........so i apologize to all MCDonald's owners but it sure seems to me that todays Big Mac comes no where close to matching the same burger of even 10-15 years ago. Again, maybe it's just me...... .

    Of course, perhaps others feel the sameway and maybe this is part of the sales DROP-OFF and subsequent migration to Sonic, Jack, and Wen.....to name a few.

    When people go to MCDs, they are not going there for HEALTHFOOD, they want the REAL DEAL MEAL, not the SanFrancisco version of healthy fastfood. In fact, E FFFFFFFFFFFF, SanFran and all the soccer Mom's that live there. Oops! Happy New Year !

  • boar292hog by boar292hog Jan 8, 2015 11:48 AM Flag

    Mr Moynihan, has BAC come down with what I call the GE syndrome where no matter what happens, no matter what the news or expectation, the stock price stagnates in the ZombieZone?

    I mean with a triple expected this year, one would think the stock price would reflect that expectation yet, here we sit..at 17+/-.....and a paupers DIV of a nickle a quarter.

    Sure BAC has climbed rather well from the huge drop years back but it is still trading below BV !

    I think , like JPM, that the parts are worth more than the whole. That the DIV should be at least DOUBLE what it is today...............and that M.L. can be spun off to shareholders as a reward for walking down this FED SNIPER laden path FOR YEARS now.

    Wash. Mutual should be spun off as a subsidiary and BAC retain 25% ownership in case BAC decides mortgages are the place to be a decade or so down the road.

    BAC has UNDERPERFORMED the sector for years once again and you Mr Moynihan, have been at the helm. M.L. has lost ALOT of talent because of the Banker Identity cast upon it by BAC Bankers.

    Will BAC EVER lead the industry? If not, then perhaps a name change is in order, maybe BOM or Bank of Mediocrity.

  • Projected earnings argue for a STRONG DIV increase sometime in 2015............lets not wait another 3-5 years before shareholders are rewarded.

  • Reply to

    FREE Merrill Lynch! Breakup BAC !

    by boar292hog Jan 7, 2015 1:26 PM
    boar292hog boar292hog Jan 7, 2015 2:01 PM Flag

    NEST......LMAO...okay let us both stop wasting time simply put, you are the very first person I have ever heard define BV as "historic cost".

    Last I checked, BV was the accepted breakup value of the asset after all liabilities but hey.......whatever works 4 u....as long as you can work with it! I think we are probably MEANING the samething but using different labels............have a good one.

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