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Citigroup Inc. Message Board

c11ray 68 posts  |  Last Activity: 13 hours ago Member since: Jan 17, 2006
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  • Reply to

    TRST bank

    by america23owe 16 hours ago

    So Citi shows what poor management does when it wants to or not. And they are consistent.

  • Reply to

    When does C pay the dividend?

    by joe096xp Jan 24, 2015 12:12 PM
    c11ray c11ray Jan 26, 2015 10:06 AM Flag

    I think Dewey Cheatem and How better known as Citi will just figure out another way to take shareholders money. If they fail CCAR again the board and the executives don't care they still get their bonuses and pay. Where's the problem, they will keep their jobs and the board want change. The stockholders that control the major shares want vote against them. So their all doing well and the shareholders and Citi employees are being ripped off and they don't count.

  • Reply to

    I'm Questioning C Ethics!!

    by robbsbeach Jan 23, 2015 4:50 PM
    c11ray c11ray Jan 25, 2015 12:50 PM Flag

    Dewey Cheatem and How Banking (better known as Citi). I can't believe they would be unethical.

  • Reply to


    by adonias14 Jan 24, 2015 2:56 PM
    c11ray c11ray Jan 25, 2015 11:39 AM Flag

    I disagree, Bailing them out is not a good practice but if it needed to stabilize the economy it may be the correct thing to do. What is wrong is to have the government buy out a company and keep it like Fannie and Freddie. Then set the prices on the houses and the price the buyer and seller will pay at closing and keep all the profits and give the stockholders nothing. Now that is wrong.

  • Reply to


    by adonias14 Jan 24, 2015 2:56 PM
    c11ray c11ray Jan 24, 2015 3:35 PM Flag

    And the Government made a nice profit on bailing the banks out. Were is the problem, most of the time the government loses money on everything they do. I would rather see our money used to bailout our banks and make money then to give it away to a third world country filled with terrorist. Its even better to give it to the automotive bailout that is putting Americans to work then give it away to these third world nation that have terrorist training camp operating in them.

  • Reply to

    Hear That Sound?

    by edbanks999 Jan 21, 2015 9:57 PM
    c11ray c11ray Jan 22, 2015 2:19 AM Flag

    you mean the sucking sound of JPM shareholder money going out the front door to pay GM the 1.5 billion dollar that JPM just lost. That is ugly.

  • c11ray c11ray Jan 22, 2015 2:15 AM Flag

    If you give me 20 million I'll quite right now.

  • c11ray c11ray Jan 21, 2015 12:29 PM Flag

    Bring back the draft and that will put them to work, if nothing else they will collect bullets and come home in a box and not collect welfare for their entire life. Or they could go to Canada, either way problem solved. Some will come home with a trade or go to college and do well and some will come home and go back to welfare but at least they worked for four to six years. No more free hand outs. Welfare people get a wood stick with a nail and will pick up trash and be accounted for how much trash they collected and in the winter clean snow off the side walks or something, if nothing else we will have a trash free country. Even in a wheel chair they can clean the place up. No one gets anything for free. NAACP read my lips NO FREE PROGRAMS FOR THE LAZY GROUP. Everywhere you look in this country we need cleaning and the welfare group can do this or pick fruit and vegetables. NO FREE LAZY PROGRAMS. NONE, ZERO, HISTORY. YOU DON"T WANT TO WORK THEN YOU GET NOTHING.

  • Reply to

    Citi back over 50.00 soon

    by mac110m Jan 21, 2015 10:25 AM
    c11ray c11ray Jan 21, 2015 11:48 AM Flag

    Is that why Citi has been in the $40 to $50 range for 5 years while every one else has doubled and tripled. Lets see the governments ( All the People) give the banks money through bonds to keep them afloat then the state and federal governments takes the banks to court and takes the money back but does not give it back to all the people only to the rich people that are scamming the system with the government. The rich get richer and the middle class pays for it while the bank executives get their big bonuses. Great system if your in the right part of the loop. But the stockholder have been on the worse side of the loop. Most people just pay indirectly though their taxes while investors pay thought their taxes and investments that have gone no where.
    The way you keep a good bank down is by going forward with the president wish list at the state of the union speech and you keep the socialist Elizabeth Warren in congress and on the banking sub-committee. They both think the banks are free money to take and use on their social programs. Elizabeth Warren biggest supporters is the NAACP. They love free money from the working class to give to the poor blacks and not poor people just poor blacks. When your give a way programs has a "0" return on the investment it is a failure.
    You may be able to train a low percent of the uneducated blacks and whites but most of them still will not work. The ones that do want to try and progress are already going to college or trade school.
    Start the draft program back and force the lazy people in this country to do something for 4 to 6 years. If nothing else they'll be a target and will learn to dodge bullets or come home in a box. That will force them to work together as a team or game over and no welfare for them. Some will come home and want to go to college or they picked up a trade while they were in the military that they can get a good paying job and help support their community and be part of a team working and not be on welfare.

  • Reply to

    Citigroup Too Cheap To Pass Up

    by debutant806 Jan 16, 2015 3:48 AM
    c11ray c11ray Jan 16, 2015 9:53 AM Flag

    That's what I said back in 2009 when it bottomed out.

  • Reply to


    by dgentil3 Jan 15, 2015 3:58 PM
    c11ray c11ray Jan 16, 2015 9:10 AM Flag

    when hell freezes over. And even when they do increase the dividends they will only go to 5 cents. So who#$%$ingcares. JPM is like $1.40. Corbat and his band of criminals arescrewing the shareholders for as long as they can with the help of the FEDs. Plan on this stock for your grandkids.

  • Did anyone believe Dewey Cheatem and How bullshitstory.
    Maybe 2016 but 2015 is down hill from here. Just another version of 2014 but with the same results.

  • These criminals should be run out of Business. They fix prices on houses cost from the seller and charge the seller and buyer large sums and screw everyone they can. The government is not suppose to be in business competing with loan and financial companies, real estate firms, general contractors and insurance. One stop shopping from the Federal Government. Big Brother working over the people in this country.

  • Reply to

    Miss top and bottom line, really?

    by arsaxe Jan 15, 2015 8:52 AM
    c11ray c11ray Jan 15, 2015 9:34 AM Flag

    They still have so many legal cases from the Federal Government that will cost them billion every year until they close their doors. The federal Government is just taking money from the banks when ever they want more. It a wide open door for Elizabeth Warren to just help other department to take the big bank profits each year. Cut the money stream off from the Federal Government by closing the banks down.

  • Reply to

    2016 can not come soon enough

    by shaasgo Jan 10, 2015 6:42 AM
    c11ray c11ray Jan 10, 2015 8:52 AM Flag

    You will with a Mitt Romney/Paul Ryan Dictatorship. That's like voting Putin in. Paul Ryan is part of the group that is pushing for low wages in this country and destroying SS and Medicare and is in favor of high insurance cost. Lets look at Jeb Bush. Lets keep the Far left and far right out of office. If our clueless president could actually get Bill Clinton's help for the next two years in Washington it could be positive but I really doughty heal wake up so will end up with nothing being done for two years. Citi need to wipe out the last 10% of Dobb Frank Socialist Banking Bills this year and push to get read of Elizabeth Warren on the banking sub-committee.

  • c11ray c11ray Jan 7, 2015 11:53 PM Flag

    I am still happy about the rule. They should wipe out the whole Dodd Frank bill.

  • c11ray c11ray Jan 7, 2015 11:21 AM Flag

    So would you prefer to allow all the large banks to fail and the regionals ones to fail and have America and the whole world be in total disaster and have a global war. We have created a world economy and we need world wide Banking. Socialist banking which is what Dodd-Franks/Elizabeth Warren would like to see happen in America want work on a global economy. Free money(no interest) will destroy this country if it last much longer. Banks need to pay for their corruption by punishing the guilty ones in the banks and Federal government oversight groups which did not happen. Fix the problems without destroy the country and the rest of the world.

  • Reply to

    People who short the C will be in trouble

    by topinvestgun1 Dec 22, 2014 11:41 AM
    c11ray c11ray Dec 23, 2014 3:20 PM Flag

    Your right up to this point and if they don't correct these problem there will be a mass exists of Citi stock by everyone and every company by summertime.

  • Reply to

    People who short the C will be in trouble

    by topinvestgun1 Dec 22, 2014 11:41 AM
    c11ray c11ray Dec 22, 2014 6:45 PM Flag

    Agree with you but Corbat said in the warning that they would be slightly positive after paying the 3 billion legal charges and the 800 million on revamping.
    C. They have bought out a few banks commodes divisions at their lows.
    D. They need to pass their stress test in order to get there ROE up.
    E. lower the NPLs/total below 1.0, It is at 1.5 and was above 10.0
    F. Increase their Tier 1 ratio to above 14.0 its at 13.0. it was down in the 7 area.
    G. Finish Selling off what is not in the bank's model.
    H. Pass Quarter 1 of 2015 and hear Corbat tell use that the legal fees are going to be considerably reduced clearing the way for growth.
    I. Announce an Increase in dividends and probably they will do a buy back around 6.4 billion dollars or larger.
    J. They need to see the FEDs increase the interest rates which will make their spreads wider increasing their profits.

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