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Valley National Bancorp Message Board

c_lafong 25 posts  |  Last Activity: Feb 6, 2016 12:35 PM Member since: Oct 13, 1998
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  • Reply to

    AM Asleep at the wheel?

    by c_lafong Feb 6, 2016 12:12 PM
    c_lafong c_lafong Feb 6, 2016 12:35 PM Flag

    That's better. Ten minutes.

  • It took him more than an hour to respond to my last post.

    Let's see if he can do better with this one. He certainly doesn't need any time to think about his mindless responses.

  • His life is centered around this board, using three posting names. Often he responds to himself with the secondary names. He's glued to this board night and day.

    He has two goals. One is to try to show his own self worth. Using things like his travels and his newsletter and the Canadian schtick - all bogus of course. Goal two is to spout his juvenile potty talk and to make personal attacks.

    My advice for him is to get some professional help, get a job, and get a life.

  • c_lafong c_lafong Feb 5, 2016 5:44 PM Flag

    hey klm,

    Sidney Australia was one of his best posts. Another one was happy "Boxer Day". The "newsletter" is pretty funny too.

    With thousands of posts he has NEVER posted anything useful. Once in a blue moon he posts something hilarious when he makes a really dopey mistake.

    It seems to happen when he exposes himself as a fraud. He obviously has never been to Sydney, no Canadian would ever call Boxing Day "Boxer Day", and the newsletter with a plethora of subscribers has no contact information of any kind.

  • Reply to

    Has to Hold $5.25

    by letitgrowknows Jan 25, 2016 1:26 PM
    c_lafong c_lafong Jan 28, 2016 6:27 PM Flag

    hey letitgrow,

    I would not buy a bank stock now. I own CCNE, which I bought a long time ago. I mentioned it on this board a few times, as far back as 2007.

    I prefer ETFs to stocks. For dividends look at VIG, DVY, IDV, VYM.

    For yield with no growth - PFF (preferred stocks)

  • Reply to

    Has to Hold $5.25

    by letitgrowknows Jan 25, 2016 1:26 PM
    c_lafong c_lafong Jan 26, 2016 8:07 AM Flag

    What's so important about $5.25?

    The stock price can go up and down with the market and with the bank sector.

    The only thing that the longs have to worry about is a decline in profits. TRST profits have been very stable for a long time now. The dividend is very safe and the PE is very reasonable. Of course since profits are not rising, TRST is not a buy.

  • On duty and responding to everything with inane trash.

    I have all three of his names on ignore. I see a lot of "Toplc hidden because you ignored this user". How about another one am.

  • AM is glued to this board. He responded to my last post immediately with more BS.

  • TRST just posted the same earnings number that they have posted for a long string of quarters. That's good news for those that just want to collect the same dividend, but not so hot for those looking for some growth. At least profits are not going down.

    Big bob keeps saying that TRST is doing great in spite of the flat numbers.

    AM keeps on posting the exact same drivel over and over and over, and responding to himself with his other names.

  • c_lafong by c_lafong Dec 26, 2015 11:47 AM Flag

    Why is it that AM never responds with his AM name? He always uses his other names jstapto or kmlsearch.

    Different names for different drivel ???

  • Boxing Day is a holiday in Britain and in some former British colonies like Australia, Bermuda, Canada, etc.

    One year ago AM wished everyone a happy "BOXER Day". This was probably because of his silly pipe dream that he is a Canadian, but even the dopiest Canadian would never make this error. Isn't it ironic that AM rarely states facts, but when he does he gets it wrong.

    To be fair, maybe he is starting a holiday for professional fighters, for people who wear boxer shorts, for people who own boxer dogs, or for re boxing those gifts that you want to return.


  • Reply to

    What's really important with stocks ???

    by c_lafong Dec 15, 2015 7:08 PM
    c_lafong c_lafong Dec 17, 2015 6:16 PM Flag

    hey klm,

    I love dividends. I've owned stocks like JNJ and PG for a long time. Now I go more with ETF's like VIG, DVY, and VPU.

    Long ago I bought TRST because it had a good dividend that was growing every year. The stock price was going up too. Profits were going up as well. When profits got shaky I bailed except for 20 shares. I kept a few shares because this was a great board and I didn't want to feel like a hypocrite when posting.

    IMHO owning some bonds is a good idea, just for when the crash comes. Dividend stocks will hold up better than growth stocks.

    But for stocks it's the total return that matters - dividends plus price appreciation.

    Some here have said that TRST is a good stock because they always pay a dividend. But the dividend here is half of what it used to be. The best dividend stocks are ones that increase the dividend every year.

    You could have bought JNJ in 2008 for $65 with a dividend of $1.80 (about 2.8%). Now the dividend is $3.00, which is a 4.6% return on your 65 bucks. And your dividend return will keep on increasing every year. You also have a stock that went from $65 to over $100.

    One more point - I never reinvest dividends.

  • That's not as easy as you might think.

    To Carl, it's about making money. If you have a stock that doesn't beat the S&P500 index, then you have a clunker, even if you're making money.

    But some here may remember Marcia Trustco. Marcia loved owning TRST stock whether she made any money or not. The more shares the better. She admittedly just liked TRST. Poor old Mr Bucks was probably in the same boat. Bucks liked to go to the shareholder meetings.

    Some like an annual stream of dividends, even if the dividend gets slashed sometimes and even if total return is negative.

    Some are on welfare and have no skin in the game, but he loves to talk trash and babble.

    Go figure.

  • AM has never said anything about investing except short TRST. Of course this worked for a short period, but it's a long term loser's strategy

    Carl has recommended a few good stocks, but says the following is the simple path to successful investing.

    First, you need money to invest. To get money you need a JOB (AM's main issue).

    Second, spend less than you make.

    Third, invest in index funds.

    It's not rocket science.

  • Carl is a knowledgable investor,

    AM is a loser and a wannabe. AM wants people to think that he is successful, but he just makes a fool of himself. His newsletter is laughable. When he tried to brag about his trip to Australia, buy he spelled SIDNEY (SYDNEY) wrong. His schtick about Canada is ridiculous - he has never been there. His daily posts are inane (15 - 25 -37 Hike!! Hail Hail Freedonia).

  • AM (using 3 names) keeps saying that Carl is Bob M pumping TRST. But he can't show us even one post to support this.

    Here are some of examples of Carl's posts about big bob, which can be verified.

    Feb 14 2008
    It's great for big bob. He has no managerial skills at all, he's running the business into the ground, and he makes over a million dollars a year.

    April 21, 2009
    Big bob has been a waiste product since the day that daddy made him the CEO.
    Things have been going steadily downhill for five years.

    The facts have been well documented by the realists, while the blind faithful continue to tell us how great things are and what a great manager bob is.

    May 31, 2010 TRST Key statistics under big bob
    Stock price - down over 50%
    Dividend - down over 50%
    Profits - down over 50%
    big bob's salary - up over 100%

  • c_lafong by c_lafong Dec 4, 2015 5:47 PM Flag

    Carl posted that TRST can't beat an index fund, and klm responded that Carl is big bob. Huh?? That doesn't make any sense at all. Big bob only talks about how great TRST is.

    What's more ironic is that klm and jstapto are Albanymoronlookingfoolish are one and the same. No one ever accused AM of being smart.

  • Reply to


    by america23owe Dec 2, 2015 2:37 PM
    c_lafong c_lafong Dec 2, 2015 9:54 PM Flag

    SO WHAT???

    Most hedge funds cannot beat the S&P500 and neither can TRST.

    Take a look a chart comparing TRST to the S&P500 index for any time span, and TRST gets crushed.

    You make more money with a good index fund.

  • Or Facts, Fiction, and Foolishness

    AM is talking to himself using his jstapto and kmlsearch names. He does this to post lies about LaFong that he can’t back up. If he is right, all he has to do is refer to one of Carl’s posts. But he cannot do it. Anyone can go back and see the truth. Give us a post and a date. Here’s how it’s done.

    On August 26, 2009 AM posted “lafongoo buys and holds...hahahahaha he dont have any $$$$$$$ left for my newsletter” Isn't it interesting that now (as kmlsearch) he uses the name “Lafangoo”. We have proof that AM is kml and that he is a buffoon.

    Carl does like to buy and hold. You hold until there's a reason to sell. In my old posts you can read why I sold TRST. I kept 20 shares to have an interest and keep up with the board,

    Investing is easy. You could just buy VTI and be done. The hard part is getting money to invest. To get money you need a job. Here is the stumbling block for AM.

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