No one and I mean no one is forcing you to buy this stock. If you can read, you'll see that the last annual earnings report was the best in the past 7 years. You would also see that they were given approval to buyback shares. Once they're given approval to restart the dividend, the stock will rise sharply. I'm willing to stay long on this stock, you are free to go elsewhere.
Quiet period ends next week and underwriters can pump up the stock with buy or outperform ratings. Stock should see $24-$25 within the next 10 trading days. Quick 10-15% gain coming.
Welcome to PFS. I've been a s/o since the 2003 ipo and I'm very pleased with this bank. Dividends have gone up steadily. Good Investment.