All these smart people are so kind to share their knowledge with us morons to save us. I'd like to thank them for their selfless advice and concern for our well being. They are honest and sincere. Wish they warned us when oil was 100, but now 50s is when they mention it. HAL cut in half, but I will follow their advice and sell only losing half. Whatever is left, I will give to them because they care so much about me.