Don't use all your material now, save some.
Also, the older you are the more you should pay. Why should a healthy 25 year old pay the same premium as a 50 year old. Common sense.
I know this, 20 years from now we'll still be paying for it. As many of the 50,000 injured become disabled middle aged veterans with costly medical issues.
Never give up on an idea simply because it is bad and doesn’t work. Cling to it even when it is hopeless. Anyone can cut and run, but it takes a very special person to stay with something that is stupid and harmful