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iShares Silver Trust Message Board

feemeister04 6 posts  |  Last Activity: Jun 20, 2014 2:53 PM Member since: Jun 3, 2004
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  • feemeister04 feemeister04 Jun 20, 2014 2:53 PM Flag

    Aren't you thirsty and wouldn't some of those golden fries go well with your meal. Just a sandwich and nothing else is something to love.

  • feemeister04 feemeister04 Jun 20, 2014 2:20 PM Flag

    My gas is about the same as 2010.

    Gifts is in variable needs because I need to buy gifts for kid's birthday's, wedding's, mother's day, etc. it is really not an option to not do those things. A lot of times that might be a dining out but I will charge it to gifts, not dining. lol

    I have fixed debt - home, any installment loans or installment debt

    I have variable but mandated expenses for home and car insurance, property tax and utilities such as water/sewer, phone, cable, internet, electric, cell phones, home security. Also, I have education expenses for a private school that is not mandated, but is wanted. Some of These go up and up also.

    I have variable services for items such as hair, nails, lawn, dry cleaning.

    Then there's entertainment (go to a ballgame lately and pay $10 for a beer), vacations, xmas budget

    Then there is still some savings believe it or not, likely due to planning and keeping track.

  • feemeister04 feemeister04 Jun 20, 2014 1:39 PM Flag

    OMG, if I pulled out my 2004 budget for these categories I would not be happy when comparing it to now.

  • feemeister04 by feemeister04 Jun 20, 2014 1:34 PM Flag

    I put silver physical at 10% minimum of investable money. It has dropped to 8.6% now and I have been patiently waiting to add since it is still pretty close to my average cost. It looks like a double bottom from summer 2013 and the bottom just a few weeks ago, but every time I think a bottom is in it drifts back down.

  • feemeister04 feemeister04 Jun 20, 2014 1:19 PM Flag

    Here's a little background on my budget for what is called variable needs. It includes grocery, work meals, food pick up, dining out, household good and supplies, gas, tolls, clothes, medical and gifts. In Jan. 2010 this was at $2,050. In Jan. 2012 this went up to $2,900 (about 50% higher) based on actuals The food categories were too low as well as medical. Medical is not insurance, just doctor visits, prescriptions. Your right, gas has been about the same, but $500 a month for gas is much higher than 10 years ago. My actuals average for a whole year from 10/2012-9/30/13 were $2,700 so keeping track each month does help control things a bit. My actuals for these categories went from $2,050 to $2,700 over a 4 year period, up about 33%. It's about 8% higher per year compounded. My lifestyle has been about the same over this time frame, no significant changes in number of meals dining out or level of gifts, etc.

  • feemeister04 by feemeister04 Apr 14, 2014 6:51 PM Flag

    Wonder why they discontinued with no headline news for slv since March 26th. I wonder if that is a yahoo decision or just a lack of interest in slv.

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