If you bought AGNC on 9/30/13:
you would only be down 0.55% on price alone.
but you would be up 5.20% after dividends
if you bought more shares with those dividends you would be up 5.95%
If you bought AGNC on Dec 31 2013 you would be up up 16.38% on price alone.
Add in dividends you are up 19.75%
If you bought additional shares with those dividends you are up 19.94%
In the northeast 300k/yr gets you a 4bd, 2bth house (with a big mortgage) 2 used cars, no financial aids for your kids tuition, a few dollars in the bank. You might still clip coupons for restaurants, buy things on sale. Not rich
its the 0.01% that have all the wealth- they are the ones with the planes and the yachts.
the 0.9 to 1% are what you would call middle class: 2 cars, house, kids in college, a few $$ in bank but not rich.