Apple Inc. (AAPL) Message Board

I wasn't really talking to you, Kosta. I was answering Dalton...You seem to want to make this personal, so go ahead and lose your #$%$ on this. I don't care. There are some nice guys on here that I was trying to help. You are just a pain in the #$%$. I was hoping a few of my friends might see the light before they lose more. I am not short as someone suggested, but I would go short on this before I would go long again.

I hope you are right for your sake. That being said, I had 3800 shares when I sold $1.00 ago. I've already saved $3800.00 and put the money to work in other stocks. This stock turned my year into a losing year so far, and I am glad to put my money to work in stocks that are actually going up instead of hoping this one will. Be careful you guys don't brain wash each other too much. It is part of the mortgage sector, whether you like it or not. If the bigger mortgage companies are trading poorly, the smaller ones lose by association, right or wrong. Typically, small cap companies will do worse than the bigger ones in their sector, barring some great news...and we know this company sucks on putting out news. It goes back to perception. It's the same 10 guys on this message board everyday. Nobody else really cares about this company right now...in my opinion.

I believe in this company...but that makes about 10 of us right now. Unfortunately, the rest of the market feels the mortgage business sucks and this company doesn't provide the market with enough up to date information. Without that, you have nothing. As I said when I got out at $7.80, this stock had a much bigger chance of going down another dollar than going up a dollar...look where it is now. That is because perception is everything. The market perceives the mortgage business is going downhill. This company has only told you how business was through December. They may add more offices, but the reason the market is holding off is the market wants to see the type of profit growth they saw. If it is less growth, they still lose excitement. Look at Apple...they back many billions per quarter and have huge cash reserves, but the growth has slowed. The market is forward looking. Growth is what matters. If they smell growth slowing, they sell. Keep holding on if you like. I consider you guys like friends on here - I hate to see you lose more money. It's actually like a broken record listening to everyone here. You keep saying the same things and the stock keeps going down. Every day you have a little less money. You have to do what you think is right...I just hope it doesn't keep taking your money. I hope you come on here and say I told you so when it's $10.00 in a couple weeks...I just doubt it will happen.

That's the problem...they never give any information. December was a long time ago in business terms. Trends can happen in 3 months that change everything. Last year all the banks and financial companies were sailing along and increasing profits. If SNFCA keeps saying nothing, this stock will keep being dead money.

You are one of the lucky ones. This stock got a lot of us...and much worse than it's gotten you. Unfortunately, they are in the mortgage business and every company that has anything to do with mortgages, other than them, has had reduced earnings. While they reported good earnings, they were still reporting for December. Most of the companies reporting now are reporting on the first quarter. December is ancient history. Everyone is expecting earnings to be a catalyst, but they could even be a negative catalyst! I got out at $7.80 last time and am very glad to be done riding this ride. I tried to double down, average in, etc., and all I did was keep losing more and more. Definitely a value trap.

You called that right! The reached agreement and announced it this A.M. at 9:58...stock is climbing today...and dividend around the corner next week! Great call!

Cheap...undervalued...we mean the same thing. Okay, Undervalued stocks can still get cheaper. Perfect example...Apple with $145 Billion in cash and a low PE, can't gain ground any better than SNFCA. Charts look the same, cash looks relative to each other...I hope you make out well, I just am glad I no longer have money in it as I watch it get cheaper daily.

A "Cheap" stock can always get cheaper. An investor can always sell, then get back in when it makes sense. There is no real catalyst on the horizon to take this up. If you can figure out when their next earnings report comes out, might be a good time to come back in for the bounce, but for now...dead money. In my opinion. Not sure what a Fab Poodle is...

I think the question should be, what are they going to do with the cash. Much like Apple...having a ton of cash, but not using it to grow your business is not as important as you would think. Often the insiders figure out a way to scoop cash for themselves in bonuses or whatever. I would ask why not a large dividend or acquisition with that much cash on hand.

Any feeling for earnings Wednesday? You seem to follow this stock pretty well. Appreciate your thoughts.

I wish we could go back to the days when a company's fundamentals mattered, but you are so right...they mean very little in this market. A company like Tenet Healthcare gets a downgrade a couple days ago so they push it down $3.00 overnight, it has already returned halfway to where it was. It is a time bomb waiting for the next leg down. This is a good little company that can't get it's mojo back with the traders, unless you are short.

It just gives it new fuel for the manipulators. Always has and always will be manipulated. Remember, the shorts keep making money the farther they drag it down. They are not going to wake up one morning and change their mind. With no "good" news on your side, they will keep winning.

Not news, but very much reinforced today. No reasons for SNFCA to go up now...

And another extremely low volume stock...800 shares so far today over an hour into trading...danger zone...

It's the issue of Wells Fargo...largest mortgage bank in the country, saying that the mortgage business is slowing. Check out their earnings information. The market is forward looking. They are telling you that they don't feel good about the mortgage business going forward. They don't care about what they did in December...they care about the future. And then, the shorts have more fuel to run it down...this is what I predicted yesterday, unfortunately.

Thanks guardian. I have enjoyed chatting with you and hope you do well. I still hope this takes off for all my friends here. I just feel I can find something that is going up right now instead of sitting here with this down week after week. There are always stocks going up...that is the beauty of the market...you are free to move out of something when it isn't working or at least isn't working for you.

Good luck to you, too. So, you just graduated...get a good career and focus on that...you seem like a sharp guy.

Actually, shorty can just keep taking it down. He is in control at the moment.

Oh, I definitely have done well at buy low and sell hi over the years. This is what is called a value trap. You think you are buying low, and it goes lower. You think it can't keep going lower, so you buy more, and so on. Everyone knows you have to buy low and sell hi. If it always worked, we would be too busy cashing in to chat here...Good luck to you, too.