codger, your an a*z*z, hope one of Obama's released convicts breaks into your home and takes your kiddy porno away from you
No one can afford to pay high deductables and the high monthly rates demanded by Obamacare.
Obama has again lied to everyone, time to clean out the Democrats who voted this POS HC plan into offfice. We have already voted out 70 % of these loser democrats now the remainder must go.
You UAW posters here, have no clue the financial hardships consumers have with Obamacare. You are protected under your employer paid HC plan. You are very lucky.
WASHINGTON, D.C. -- The third year of open enrollment for health insurance under the Affordable Care Act began this week. Premiums are up and some people have decided they are not so affordable.
Lisa Patton turns 26 years old this month. That means, she will lose coverage under her parents health insurance. But she doesn't want to pay up to $250 a month for a plan under Obamacare.
"Being a graduate student and living in D.C., and kind of barely making ends meet now, it's just hard to factor in the cost of an extra bill," she said.
There are 10.5 million uninsured Americans eligible for coverage under the Affordable Care Act, but the Obama administration expects only a quarter will sign up this year, even though those who don't could pay a higher penalty in their taxes.
When it's pointed out that she will face a $700 penalty if she doesn't sign up, Patton responded: "I actually didn't know the penalty was that high."
Premiums have also increased. The cost of a mid-level plan is up an average of 7.5 percent. It's due in part because a number of companies have left the marketplace and fewer insurers means less competition.
"I've had Obamacare insurance now for two years and it did go up the second year," said Dawn Erin an actress and singer living in Texas.
Erin said Obamacare made her Hepatitis C medication affordable.
"Total cost of that medication was approximately $70,000. And my co-pay was 5 bucks," she said.
As for Patton, the healthy millennial is inclined to take her chances without insurance.
"I will probably look at enrolling after I graduate," she said.
And she will deal with the penalty then.
"Kind of a hard situation to be in right now," she said.
Officials acknowledge that most people will need to shop around and pick new plans to avoid price hikes. The Obama administration expects 10 million people will be enrolled in insurance exchanges by the end of 2016, but that's way down from the original estimates of 21 million.
To be honest, i would rather have then shot dead, what good are they?
A survey last fall by The Commonwealth Fund, a New York-based foundation which supports independent research on healthcare issues, found that nearly three out of five privately insured adults with low incomes and half of those with moderate incomes said their deductibles were not affordable.
Some consumers are faced with a difficult decision, which could put their health at greater jeopardy, depending on the seriousness of their ailment.
“When you decide to forego necessary medical treatment because you’re worried about costs, you’re putting your health and maybe your life, at great risk,” said Kimball. “If they do seek care, but can’t afford the high deductible, they put their financial health in jeopardy.”
In the end, Obama care will be a total diaster for all Americans, the high deductables are not affordable when combined with the monthly premiums. If a family has more than one illness that requires a doctors visit, this will cause a major decision by the family if they cannot afford both vists and treatments.
In the end, we are afraid that many Americans will become disabled under the current ACA plan as they cannot afford treatment. Unfortunatley, many concumers will be making life threating and possibly life ending decisions based on non affordable costs.
The outcome is that many patients are being forced to ration their medical care because the deductibles are extremely high, Girgis said. A recent Sermo poll of 1,600 physicians found that 82% doctors said their patients declined care due to a high-deductible payment.
Patients with chronic diseases such as high blood pressure or diabetes are facing a more severe outcome because their illnesses can result in hospitalization, she said.
“This is making many problems worse,” Girgis said. “These patients are best seen every three months to monitor how their diseases are doing.”
Every week patients of Girgis are neglecting or postponing their follow-up visits because of the costs of the deductible.
“I had a patient recently who ended up hospitalized and stopped her meds and didn't come for any of her follow-ups,” she said. “A year later she comes in because of headaches, but if she had come sooner, we would have been able to treat her hypertension before it reached this level.”
NEVER MAKE A DEAL WITH THE DEVIL, and Obama is the devil
POS PRESIDENT WHO CONSTANTLY LIES AND HAS NEVER LIVED UP TO HIS PROMISES.
The fear that a medical treatment will exceed their budget has prevented many people from seeing a doctor.
A February eHealth survey revealed that 62% of respondents were worried about “expensive medical emergencies” and 52% expressed concerns about “paying for health care.” If a medical emergency arose, 61% said they would likely have difficulty paying their deductible. While 38% of men said they opted out of going to the doctor to save money, 52% of women shared the same sentiment.
High deductibles are “scaring patients away” from medical care, said Linda Girgis, a family physician in South River, N.J. and member of Sermo, a global social media network for doctors.
Too many patients are declining much needed appointments and necessary tests such as MRIs because of the costs incurred. Only last week, Girgis had a woman with diabetes cancel her follow-up appointment, because she chose to take her ill son to the pediatrician. Unable to afford both deductibles, she opted to delay her treatment
Thousands of consumers are just now realizing they just cannot afford the ACA healthcare costs today. Prior to Obamacare, many had very good affordable HC plans, but the forced changes by the Obama adminstration has really sent a shock wave in everyone minds about long term healthcare costs and coverage and most of all, be able to live a healthy long life.
Higher deductibles are forcing many consumers to skip or postpone doctor’s visits because they are unable to afford the additional out of pocket costs.
Too many consumers only factor in the amount of the monthly premium and discount the importance of other criteria such as the cost of the copayments, prescription drugs and deductible. As more companies are increasingly shifting a larger percentage of health insurance costs to their workers, consumers need to examine all options.
Consumers are limiting their options when they only consider their monthly cost, said Nate Purpura, vice president of consumer affairs at eHealth.com, an online health insurance exchange based in Mountain View, Calif.
“They often overlook things like deductibles and copayments that come into play when they actually receive non-preventive medical care,” he said.
One major reason many people are not aware of how much physician’s visits and medical procedures cost is because they rarely go to the doctor, even for preventative care like annual checkups and physicals. A survey conducted in July and August of over 6,500 eHealth customers found that more than half of policy holders have not even used their coverage in the past year while 12% used their insurance only for preventive care.
Another 35% of individuals used their coverage for non-preventive care and needed to pay for additional costs.
When consumers had to shell out extra money for prescription drugs and medical care, 35% said the costs were unanticipated and the average amount they spent for the year was $848. Other patients spent even more money on medication with 22% who paid over $1,000 out of pocket.
Consumers should expect to spend more money when they are being treated for an illness or injury that is not preventative care. The survey found that 91% of patients spent money in the form of deductibles, co-pays, coinsurance and out-of-network charges, and they spent an average of $2,380.
Congrats to you for your wise investment in NLY. I agree with your thinking, now maybe you should reinvest and then maybe take two months in Florida instead of one.
The system we have today work well when people work and pay their fair share of taxes. When people do not work, this causes an inbalance in tax revenue and many key investment in society are delayed or just not made due to lack of funds.
Socialism is when you have a large portion of people who do not want to work, and have no skill set or just hate life so they do nothing, so the government steals money from successful people to give to the unemployed for doing nothing.
Now, the people who worked hard for their money, now are forced to really change their living standards to a much lower level as the governement will jail you if you do not follow the new law.
People that want Socialism, are the people who are lazy, uneducated, and have no skill set and are the leaches of Society.
THERE WOULD BE A CIVIL WAR BEFORE THIS COUNTRY WENT SOCIALISM, I CAN TELL YOU THAT FOR SURE.
To keep America from a having another CIVIL WAR, the Democrats are asking for a Socialism type government. That is where all hard working people give up most of their income in new taxes, so they can give it foe free to others.
So, I guess it pays to quit high school, take drugs, drink beer all day long, have as many babies as you can with as many different girls no matter what their age is.
You do not have to work, just go out and steal all day and night long.
This is the Liberal way, let's make other people pays us to stay alive so we can steal their stuff.
YEP, THIS IS WHAT IT HAS COME DOWN TO, LAZY NO GOOD PEOPLE WHO DO NOT WANT TO DO ANYTHING, THIS CAN CAUSE SOCIETY TO CRUMBLE TO IT'S KNEES.
TIME TO EXTERMINATE THE "TAKERS" JUST WHAT GOOD ARE THEY?