Housing prices are falling.. Housing will be a Negative for the GDP in 2015... Interest Rates are at ZERO.. Where would housing be if rates where any higher?? Market Fundamentals always come back to haunt the PERVERTS..
The global credit bubble has lasted a long time.. WIthout creation of new credit, the US economy can't grow.. It's only a matter of time before those lending realize they are getting the #$%$ end of the stick..